Starting soon, insurance companies that offer auto liability coverage in Missouri will need to register with the state’s new uninsured motorist program. This comes as part of the Missouri Insurance Verification System, or MOIVS, which aims to make it easier to check in real time if drivers have the required insurance.
The Missouri Department of Revenue developed this system after a new law passed in 2023, which directed the department to create an online platform to verify that vehicle owners meet the state’s financial responsibility rules. MOIVS will not only handle live insurance verification but will also monitor ongoing compliance and include a pre-trial diversion program.
Missouri Insurance Commissioner Angela Nelson announced in a recent bulletin that insurance companies must sign up with MOIVS by October 15. However, insurers should keep submitting coverage information through their usual channels until the system is fully up and running.
This new approach is a step toward reducing the number of uninsured drivers on the road and making sure everyone follows the insurance laws. It promises to bring more clarity and accuracy to insurance verification, benefiting both drivers and insurance providers in Missouri.