On October 14, 2025, PGM Solutions expanded its Home Factors platform with new features aimed at helping insurance companies better understand home risks. The update includes details about electrical panel locations, how old roofs are and their expected remaining life, and the types of plumbing materials used in homes. These additions bring the platform closer to offering data on more than 100 property attributes, covering nearly 90% of homes across the U.S.
Home Factors gathers information about both the inside and outside of houses, giving insurers useful details to improve how they set prices, choose risks, and underwrite policies. Knowing where a home’s electrical panel is located can help spot fire or maintenance issues. Roof life stage data shows the age and condition of roofs, helping insurers estimate how much longer a roof might last. Plumbing updates highlight whether key pipes are made of PVC or CPVC, which can affect how durable the plumbing is over time.
Matt Ehrlichman, the CEO of Porch Group, said these new features push the Home Factors platform forward in helping insurance providers make smarter decisions. The goal is to offer tools that not only deliver immediate value but also raise the standard for home property data in the future.
Home Factors combines exclusive access to information on more than 90% of American homebuyers with detailed property data. This allows carriers, managing general agents, and reinsurers to quickly make better underwriting and pricing choices. It covers important elements such as foundation and window conditions, electrical and plumbing systems, and signs of water damage. By offering clear and detailed insights, Home Factors helps insurers reduce losses and support profitable growth.
For those interested, more information is available at HomeFactors.com or through PGM Solutions’ insurance site.