John Hughes, a seasoned underwriter at Central Insurance, emphasizes that successful underwriting is less about crunching numbers and more about building relationships. With over ten years in the insurance industry, Hughes believes that connecting with clients and understanding their needs is vital.
Hughes began his career in underwriting with a regional company focused on construction. This experience sparked his interest in the industry, which he describes as diverse and challenging. Before joining Central Insurance, he worked on the agency side, dealt with commercial claims, and held various underwriting roles. This wide-ranging experience has given him a well-rounded view of risk and an understanding of how policies work.
At Central, Hughes initially spent two years in territory sales before moving to full-time underwriting. He enjoys the underwriting process, where he can ask tough questions and evaluate risks. Central Insurance supports him in this role, allowing him to foster meaningful relationships.
As a member of the Large Construction team, Hughes specializes in large construction accounts that require careful attention. He notes that each project is unique, and understanding the specifics is crucial. He stresses the importance of visiting job sites and engaging with teams to gain insights that go beyond what’s written in applications.
Collaboration is key in Hughes’s approach. He works closely with Jim Johnson, a Loss Control Specialist with extensive field experience. Johnson’s hands-on perspective helps Hughes make informed decisions. This teamwork has proven effective, enabling Hughes to write complex accounts quickly and efficiently.
For Hughes, success isn’t just about the numbers. He finds fulfillment in developing strong relationships and making sound decisions. He takes the time to understand what contractors are building and what agents need, ensuring that risks align with Central’s goals. His commitment to service and reliability reflects the values of Central Insurance.
At Central, underwriting is viewed as a partnership. Hughes aims to ensure that agents and policyholders feel supported and valued throughout their projects. He encourages those looking for an insurance partner who understands the construction industry to reach out and explore how Central can assist them.