Cameron Ellis

Severe weather can hit unexpectedly, causing damage to your roof, which is crucial for protecting your home. After a storm, it’s important to check for any signs of damage, understand your insurance coverage, and know what steps to take if your roof is affected. Start by inspecting your roof visually. Look for missing shingles or … Read more

The clothing boutique industry in the United States is booming, with around 198,000 businesses operating across the country. This growth brings excitement, but it also comes with risks that boutique owners must manage. Running a clothing store involves more than just a love for fashion; it requires a solid understanding of business operations and the … Read more

Fire safety is a crucial topic that has garnered attention recently, especially with Fire Prevention Week just around the corner. Various organizations are sharing valuable resources to educate the public on fire safety, including essential information about fire extinguishers. The Ohio Insurance Institute has published resources aimed at helping homeowners understand the different types of … Read more

Central Insurance has highlighted an important aspect of homeowners insurance that many pet owners might not be aware of: your policy usually does not cover your pets. This means that if your dog suffers an injury or is killed in an incident covered by your insurance, like a house fire, you won’t receive any compensation. … Read more

Packaging businesses are essential to many industries, from food and drink to electronics and retail. However, these companies face numerous challenges that can affect their bottom line. Issues like transportation delays, raw material shortages, inflation, and equipment failures can arise unexpectedly, making reliable insurance coverage crucial for survival. Kim Aber, a commercial lines underwriter at … Read more

If you’ve ever dealt with insurance, you’ve probably heard the phrase "subject to underwriting approval." But what does that really mean? Essentially, underwriting is a crucial step in the insurance process, where trained professionals assess risks to determine if and how a company can provide coverage. An insurance underwriter evaluates applications submitted by agents. They … Read more

Electricians play a crucial role in both commercial and residential projects, but their work comes with significant risks. From handling high-voltage systems to working at heights, electricians face hazards that could lead to costly accidents. This reality is why having the right insurance is not just a good idea—it’s essential for protecting their business, employees, … Read more

Self-storage facilities are becoming a popular choice for many people across the United States. Whether you’re moving, downsizing, or just need extra space, these facilities offer a secure way to keep your belongings safe. However, even with locked units, items stored away can still be at risk of damage or theft. This is where self-storage … Read more

As parents of new drivers, many are feeling a mix of emotions. There’s pride and excitement, but also a lot of worry. Questions about safety loom large. Will their teen drive carefully? What if they get distracted? And how much will this impact insurance costs? These concerns are understandable, especially since the first year of … Read more

You may have received a call from your insurance company about setting up an appointment to audit your business operations. If you’ve been paying your premiums on time, you might be wondering why they want to do this. A premium audit is a routine process that helps ensure your insurance premium matches the actual activities … Read more