Is My Dog Included in My Homeowner’s Insurance Coverage?

Central Insurance has highlighted an important aspect of homeowners insurance that many pet owners might not be aware of: your policy usually does not cover your pets. This means that if your dog suffers an injury or is killed in an incident covered by your insurance, like a house fire, you won’t receive any compensation. … Read more

Safeguard Your Packaging Business with the Appropriate Insurance

Packaging businesses are essential to many industries, from food and drink to electronics and retail. However, these companies face numerous challenges that can affect their bottom line. Issues like transportation delays, raw material shortages, inflation, and equipment failures can arise unexpectedly, making reliable insurance coverage crucial for survival. Kim Aber, a commercial lines underwriter at … Read more

What does an Insurance Underwriter do?

If you’ve ever dealt with insurance, you’ve probably heard the phrase "subject to underwriting approval." But what does that really mean? Essentially, underwriting is a crucial step in the insurance process, where trained professionals assess risks to determine if and how a company can provide coverage. An insurance underwriter evaluates applications submitted by agents. They … Read more

Electrician Insurance: Four Compelling Reasons to Secure Coverage for Your Business

Electricians play a crucial role in both commercial and residential projects, but their work comes with significant risks. From handling high-voltage systems to working at heights, electricians face hazards that could lead to costly accidents. This reality is why having the right insurance is not just a good idea—it’s essential for protecting their business, employees, … Read more

Comprehending and Getting Ready for a Premium Audit

You may have received a call from your insurance company about setting up an appointment to audit your business operations. If you’ve been paying your premiums on time, you might be wondering why they want to do this. A premium audit is a routine process that helps ensure your insurance premium matches the actual activities … Read more

7 Reasons Customers Enjoy Partnering with Central

When it comes to filing an insurance claim, the process can often feel overwhelming. However, Central Insurance is making a name for itself by prioritizing customer service and support throughout this challenging time. With a focus on quick and compassionate service, Central aims to ensure that its policyholders feel valued and cared for. Customers have … Read more

What Types of Trucking Insurance Does My Company Require?

Trucking companies play a vital role in keeping goods moving and supporting the economy. Whether running a small fleet or managing local deliveries, having the right trucking insurance is essential. It protects drivers, vehicles, and the company’s reputation. Eddie Dreyer, a commercial lines underwriter at Central Insurance, recently shared valuable insights on the necessary coverages … Read more

What Does Percentage Deductible Mean in Insurance?

Understanding your insurance policy is crucial, especially when it comes to deductibles. Many homeowners may know about deductibles, but not everyone is aware of the different types available. One type that deserves attention, especially in areas prone to natural disasters, is the percentage deductible. So, what exactly is a percentage deductible? It is calculated based … Read more