Cameron Ellis

Fleet management is changing fast thanks to new technology, but it’s not always an easy switch. A recent report shows that 72% of fleets now use maintenance software. Still, many juggle several platforms and manual tasks, which causes extra work and gaps between systems. Drivers today deal with more technology than ever. Electronic logging devices … Read more

Cargo theft continues to be a growing problem for trucking companies across the United States, posing risks not only to the goods being transported but also to the businesses and people involved in the industry. Mitch Gearhart, a transportation underwriting specialist with Central Insurance, shares insights on current theft risks and ways trucking companies can … Read more

Workplace accidents continue to pose a serious challenge for businesses across the United States. In 2023, there were over 2.5 million nonfatal injuries and more than 5,200 fatal accidents in offices nationwide. These incidents not only harm workers but also disrupt daily operations in industries ranging from manufacturing to restaurants. Some of the most frequent … Read more

Theft at construction sites continues to be a major problem for contractors across the United States, costing the industry up to $1 billion each year. Tools, equipment, and materials left unsecured are prime targets. Losing these items not only drives up costs but can also slow down projects and harm a company’s reputation. Damien Hayden, … Read more

Each year, construction companies face a growing challenge: equipment theft. Shockingly, only about 21% of stolen construction gear is ever recovered. While small tools and generators often disappear first, losing something big like an excavator or skid steer can shake a project—and the company’s finances—hard. Jim Johnson, a loss control specialist at Central Insurance, says … Read more

Permit delays can throw a wrench in any construction project. Whether it’s due to slow responses from local authorities, missing paperwork, or changes in design, these delays can disrupt schedules and increase costs. Shawn Gentry, a senior loss control construction manager at Central Insurance, says how contractors respond to these delays is what really matters. … Read more

Small businesses are facing rising cyber threats, and they are as much a target for hackers as large corporations. Many small companies lack strong defenses, making them easier and sometimes more rewarding marks for cybercriminals. Tim Guyotte, a senior loss control manager at Central Insurance, points out that hackers don’t just go after big firms—they … Read more

Manufacturing companies have traditionally focused on keeping workers safe and protecting their machinery. But now, cyber threats are becoming just as dangerous as physical risks like fires or equipment breakdowns. Cyberattacks are increasing worldwide, with threats rising nearly 50% and ransomware attacks more than doubling. Manufacturers are a popular target because they hold valuable data, … Read more

In construction, general contractors depend a lot on subcontractors to finish projects. But working together also means they share the risks involved. To protect themselves, contractors usually ask subcontractors to add them as "additional insured" on their insurance policies. This may sound straightforward, but there’s often confusion about what it actually means. Simply listing someone … Read more

Subcontractors play a big role in construction projects across the U.S., employing about one in five workers in the industry. They bring special skills and help get projects done on time and within budget. But what happens if a subcontractor doesn’t have the right insurance and something goes wrong? John Hughes, a construction underwriting expert … Read more