What Types of Insurance Policies Are Necessary for Wholesale Hobby Distributors?

The hobby industry is booming, with wholesale distributors at the heart of it. This sector is expected to generate around $45 billion in revenue, making it crucial for businesses to protect their valuable inventory. However, with great opportunity comes significant risk. Distributors face unique challenges depending on what products they handle, from delicate antiques to … Read more

Introducing John Hughes, the Construction Underwriting Specialist at Central.

John Hughes, a seasoned underwriter at Central Insurance, emphasizes that successful underwriting is less about crunching numbers and more about building relationships. With over ten years in the insurance industry, Hughes believes that connecting with clients and understanding their needs is vital. Hughes began his career in underwriting with a regional company focused on construction. … Read more

Do I Require Insurance as a Finish Carpenter?

Finish carpenters face unique risks on the job, from custom cabinet installations to precise trim work. While the craft requires attention to detail, accidents can occur, leading to costly claims. Whether it’s a misplaced nail gun or a scratched floor, these incidents can impact both finances and reputation. To protect their businesses, finish carpenters are … Read more

Introducing Kelly Booth, Central’s Specialist in New Construction Underwriting.

Kelly Booth is making waves in the construction insurance world as a dedicated underwriting specialist at Central Insurance. With over 25 years of experience, Booth brings a wealth of knowledge to her role. She has worked in various areas of the insurance industry, including commercial insurance, surety bonds, sales, and underwriting leadership. This extensive background … Read more

Insurance Solutions for Appliance Distributors: Six Essential Policies to Safeguard Your Business

Appliance distribution is a crucial business that comes with significant risks. From transporting high-value items to potential damages during delivery, distributors need to have the right insurance coverage to protect their operations. Travis Owens, a senior underwriting manager at Central Insurance, recently shared insights on the essential insurance policies that appliance distributors should consider to … Read more

Introducing Tanner Webb, Central’s New Construction Underwriter.

Tanner Webb has taken an unconventional route to become a construction underwriter at Central Insurance. Originally a trained musician, Webb shifted gears to work as a claims adjuster before finding his passion in commercial lines underwriting. His journey began in Fort Worth, Texas, where he earned a performance degree from Texas Christian University. Even though … Read more

Should My Business Have Equipment Breakdown Coverage?

Business owners often focus on protecting their physical assets like buildings, vehicles, and inventory. However, many overlook the vulnerability of their essential systems and equipment. Unexpected failures can happen to HVAC systems, computer servers, refrigeration units, and point-of-sale devices. These failures can lead to costly disruptions that impact daily operations. Take, for example, a busy … Read more