Cameron Ellis

Business owners often focus on protecting their physical assets like buildings, vehicles, and inventory. However, many overlook the vulnerability of their essential systems and equipment. Unexpected failures can happen to HVAC systems, computer servers, refrigeration units, and point-of-sale devices. These failures can lead to costly disruptions that impact daily operations. Take, for example, a busy … Read more

Contractors in the construction finish work sector face a unique set of challenges that can lead to significant risks. From slip-and-fall accidents to equipment theft, these professionals play a vital role in completing projects, but they also encounter dangers that can disrupt their work and impact their business. Thomas McMillan, a Commercial Lines Staff Underwriter … Read more

Painting contractors face unique challenges and risks in their line of work, which can impact their businesses significantly. As they deal with tasks that require precision, they also encounter dangers like falls from heights and exposure to harmful substances. To protect against these risks, having the right insurance is crucial. Thomas McMillan, a commercial lines … Read more

Summer is a busy time for homeowners, especially when it comes to maintaining their properties. With warm weather comes an increase in home insurance claims related to wind, hail, electrical fires, and water damage from storms. To help homeowners protect their investments, Central Insurance has shared important summer maintenance tips. According to the Insurance Information … Read more

A lively discussion has emerged on a blog focused on home maintenance, particularly concerning roof care and insurance. The conversation began when a user named "Get More Info" expressed difficulty finding a contact page on the blog, suggesting some recommendations for improvement. The response came from Melissa Hilvers, a blog representative, who encouraged the user … Read more

Professional offices might seem safe at first glance, but they face many risks that can lead to serious problems. While they don’t deal with heavy machinery or hazardous materials, issues like slip-and-fall accidents and cyberattacks are very real threats. These risks can disrupt business and lead to costly claims, even in well-run offices. Mike Morse, … Read more

Operating a machine shop in the United States comes with significant risks. With around 17,000 machine shops across the country, owners face hazards from powerful equipment, sharp tools, and combustible materials. A single mistake can lead to serious accidents, making proper insurance coverage essential for compliance with legal requirements and financial protection. Machine shop owners … Read more

Wildfires are causing widespread destruction across the western United States, with nearly 30,000 fires reported as of early June 2025. These fires have burned over 1.2 million acres, which is more than double the number from the same time last year. California has been particularly hard hit, with January’s Eaton and Palisades Fires destroying more … Read more

When unexpected events force businesses to close, the financial impact can be significant. Bills continue to pile up, employees expect their paychecks, and customers may seek alternatives. For many businesses, this situation can be devastating. Business Income insurance, also known as business interruption insurance, is designed to help companies maintain financial stability during these tough … Read more

Owning an appliance store comes with its own set of challenges that go beyond typical retail risks. From installing washing machines to delivering refrigerators, store owners face various risks that can lead to significant financial losses. To help mitigate these risks, insurance is essential. Travis Owens, a senior underwriting manager at Central Insurance, highlights the … Read more