Cameron Ellis

The U.S. manufacturing industry relies heavily on its equipment, with nearly $1.8 trillion worth of machines, tools, and robotics keeping production lines running smoothly. But when key equipment breaks down, the consequences can stretch far beyond a paused assembly line. Production delays, lost revenue, and damage to a company’s reputation are real risks that manufacturers … Read more

Every construction project comes with risks, which is why general contractors must be sure their subcontractors have proper insurance before work begins. Subcontractors need to show proof of coverage not only for themselves but also to protect the general contractor and the project owner. A certificate of insurance (COI) is the tool general contractors rely … Read more

The trucking and logistics world is facing a major problem: not enough drivers. The American Trucking Association says the industry needs to hire about 1.1 million new drivers over the next ten years just to keep up with demand. This shortage is causing headaches for companies trying to keep deliveries on time and customers happy. … Read more

In today’s fast-paced insurance world, where quick answers and automation are common, Central Insurance is taking a different path. They focus on building real relationships with their customers, agents, and employees, making human connection the heart of their business. Angie Gibson, vice president of customer services at Central Insurance, has been with the company for … Read more

Homeowners across the country have seen their insurance rates rise recently, but it’s not because companies are trying to make extra profit. In fact, since 2017, the homeowners insurance market has been profitable only once—and by a very slim margin. Most years, insurance companies have actually lost money. So, why do premiums keep going up? … Read more

Manufacturers around the world are feeling the squeeze like never before as supply chains face rising challenges. From tariffs and port backups to worker shortages and supplier bankruptcies, disruptions are hitting every part of production. These problems lead to missed deadlines, higher costs, and frustrated customers. John Carroll, a commercial lines underwriter at Central Insurance, … Read more

When it comes to making and selling products, businesses face a real risk: if something goes wrong, they can be held responsible. But there’s a rule called strict product liability that goes even further. It means a company can be blamed for a defective product even if they did everything right during production. Rachel Pinsonneault, … Read more

Technology is changing the way construction projects are run, promising faster work and fewer mistakes. But experts warn that rushing into new tools without careful planning can cause big problems. John Carroll, a commercial lines staff underwriter at Central Insurance, says many construction companies make common mistakes when using technology that can lead to delays … Read more

Many small and mid-sized businesses look for ways to cut costs during tough times or when trying to grow in an unpredictable market. But when it comes to insurance, slashing budgets too much or in the wrong areas can leave a company vulnerable. Fortunately, there are smart strategies that reduce insurance costs without sacrificing important … Read more

Contractors looking for insurance often focus on price and coverage details, but there’s a major factor that underwriters pay close attention to: job site safety. Construction remains one of the most dangerous industries in the U.S., with the highest number of fatalities among all sectors, according to the Bureau of Labor Statistics. Because of this, … Read more