Cameron Ellis

Trucking businesses face many unique challenges, from managing large vehicle fleets to keeping cargo safe and hiring reliable drivers. Because of this, having the right insurance and solid risk management plans is crucial to keep operations running smoothly. Central Insurance recently shared advice on different types of coverage and safety measures for truckers. Whether someone … Read more

Large construction companies often face unique challenges when it comes to insuring their commercial vehicle fleets. These businesses rely heavily on trucks and other vehicles to get jobs done, making commercial auto insurance essential to protect against accidents and damage. Central Insurance, a company specializing in this area, offers insights on how large construction firms … Read more

Construction sites can be dangerous places, but a simple safety checklist can make a big difference in keeping workers safe. Jim Johnson, a construction specialist at Central Insurance, says every job, big or small, benefits from having a checklist. It helps crews remember what to do and spots risks before work starts. Safety checklists work … Read more

When Hurricane Helene struck in September, it caused massive damage and led to one of the biggest insurance claim events in Central Insurance’s history. But alongside the destruction came a troubling problem: fraud. Out-of-state contractors, roofers, and tree service companies rushed into affected areas quickly. Some took advantage of vulnerable residents by charging high prices … Read more

Contractors and builders often find themselves confused between two similar-sounding insurance coverages: inland marine and installation floater. Understanding the difference is important to make sure tools, equipment, and materials are properly protected throughout a job. Inland marine insurance covers items that move over land, like tools and equipment used on different job sites. Despite its … Read more

Insurance policies often come with fine print that can make a big difference when you need coverage. That’s where endorsements, or riders, step in. These are written changes to an insurance policy that modify its terms, conditions, or coverage. They let you tailor insurance to fit your specific needs, whether that’s adding coverage for a … Read more

Severe weather events are hitting the U.S. harder and more often than before, causing big problems for both small businesses and homeowners. In 2024, the country faced 24 major weather disasters, each with losses exceeding $1 billion. These storms include hurricanes, wildfires, hailstorms, and floods, and they have made clear just how important it is … Read more

Running an equipment distribution business comes with its own set of risks. From theft and fire damage to accidents during deliveries, these challenges can disrupt operations and threaten financial stability. Deidra Hoschak, a senior small business underwriter at Central Insurance, shares important advice on the types of insurance that equipment distributors—especially those outside the food … Read more

Pennsylvania continues to stand out as a great place for small businesses, which make up nearly all of the companies in the state. In 2024, the state’s economy showed strong growth with a gross state product reaching $804.4 billion. Business openings and expansions, especially from small local companies, added over 108,000 new jobs in 2025. … Read more

Pennsylvania is seeing exciting growth in its economy, particularly in small businesses, manufacturing, transportation, and construction. Small businesses make up an impressive 99.6% of all companies in the state, highlighting their crucial role in local job creation and economic stability. In 2025, business expansions alone added over 108,000 jobs, driven by advancements in technology and … Read more