What Type of Insurance Do I Require for My Equipment Store?

Running an equipment store involves more than just selling tools and machinery. It requires careful management of valuable inventory, protection against risks, and ensuring safety for both customers and employees. Mike Morse, director of small business underwriting at Central Insurance, recently shared valuable insights on essential insurance policies that equipment store owners should consider to … Read more

Cybersecurity Culture: The Importance of Your Team’s Role

Cyberattacks are becoming a daily concern for businesses of all sizes, especially small and mid-sized companies. Recent studies reveal some alarming statistics: nearly 41% of small businesses faced a cyber threat in the last year, and 43% of all global attacks target organizations with fewer than 1,000 employees. This highlights that cybercriminals are increasingly focusing … Read more

What Type of Insurance Do I Need for My Flooring Business?

Running a flooring business can be more dangerous than many people think. From sharp tools to heavy materials, the risks are everywhere. A small mistake, like installing flooring incorrectly, can jeopardize a contractor’s livelihood. Thomas McMillan, a commercial lines underwriter at Central Insurance, emphasizes that flooring contractors face unique risks. The adhesives used can lead … Read more

Excess Liability vs. Umbrella Insurance: What Are the Key Differences?

When businesses look at their liability coverage, they often come across two important types of insurance: excess and umbrella policies. While people sometimes use these terms interchangeably, they actually have different roles in protecting a business. Understanding these differences is crucial for business owners to make informed decisions about their coverage. Both excess and umbrella … Read more

Risk Reduction Strategies for Your Wholesale Durable Goods Manufacturing Facility

Durable goods, such as appliances, electronics, and furniture, play a crucial role in both households and industries. The U.S. Census Bureau reports that the durable goods manufacturing sector is worth $2 trillion, making it a key part of the national economy. Businesses involved in this sector, whether they manufacture or distribute these long-lasting products, are … Read more

Considering Volunteering as a Youth Sports Coach? Important Information on Liability and Insurance You Should Be Aware Of

Volunteering to coach youth sports is a wonderful way to give back to the community. Coaches help kids learn the basics of the game, build their confidence, and foster teamwork. However, it’s important to understand that there are risks involved, even for volunteers. Accidents can happen during practices or games. Whether it’s a collision between … Read more

Introducing Our Extensive Construction Team: Comprehensive Article Collection

Central Insurance recently highlighted its commitment to the construction industry by showcasing its specialized construction team. This dedicated group aims to provide tailored support to agents and policyholders, addressing various needs from underwriting to risk management and claims. The construction team at Central is made up of experts with diverse backgrounds. Each member brings unique … Read more