Patricia Wells

A tragic accident occurred when the Mexican navy tall ship Cuauhtemoc collided with the Brooklyn Bridge, resulting in the deaths of two sailors and injuries to 19 others. The incident happened on Saturday evening at around 8:20 p.m. as the ship was departing New York City as part of a goodwill tour. The Cuauhtemoc, a … Read more

Those fighting against cybercrime and those providing insurance for it are in a constant race to keep up with new technologies and tactics used by cybercriminals. The landscape is always changing, and staying ahead is crucial. According to a recent report by Guy Carpenter, the cyber insurance market saw significant increases in rates during 2021 … Read more

A new task force has been created in California to set standards for insurance coverage and clean-up of homes damaged by smoke. California Insurance Commissioner Ricardo Lara announced this initiative to ensure that homeowners receive fair treatment when dealing with smoke damage claims. The Smoke Claims & Remediation Task Force will operate under the California … Read more

Driver overconfidence is becoming a serious issue on the roads, leading to risky behaviors that endanger everyone. A recent survey by Nationwide reveals some alarming statistics about how drivers are distracted while behind the wheel. According to the survey, 20% of drivers admit to texting while driving. Additionally, 15% use social media, 13% watch videos, … Read more

In early 2022, the Insurance Agents & Brokers (IA&B) association found itself facing a significant challenge. The organization, which supports independent insurance agencies in Pennsylvania, Maryland, and Delaware, recognized a growing talent crisis within the industry. With a commitment to sustaining their member agencies, IA&B sought a solution. To tackle this issue, IA&B partnered with … Read more

A new law in North Dakota is making headlines for its potential impact on Bayer, the agrochemical giant. This legislation could protect Bayer from lawsuits claiming that its well-known weedkiller, Roundup, does not adequately warn customers about cancer risks. Although North Dakota is one of the least populated states in the U.S., Bayer sees this … Read more

Lloyd’s is taking a strong stance on managing delegated underwriting authorities. Rachel Turk, the chief underwriting officer at Lloyd’s, emphasized the importance of oversight in her recent market message for the second quarter of 2025. She expressed concerns about the potential risks associated with poor management, recalling past issues with managing general agents (MGAs). Turk … Read more

A federal judge has ordered the restoration of a vital health monitoring program for coal miners in West Virginia, reversing layoffs that affected nearly 200 workers at a health agency. U.S. District Judge Irene Berger issued a preliminary injunction on Tuesday in response to a lawsuit filed by a coal miner diagnosed with black lung … Read more

A recent discussion highlights the limitations of Commercial General Liability (CGL) insurance when it comes to auto-related incidents. Many businesses assume their CGL policy will cover accidents involving vehicles, but this is often not the case. CGL policies typically exclude coverage for any accidents involving vehicles owned or operated by an insured party. This means … Read more

Florida Governor Ron DeSantis has signed a new law that bans local governments from adding fluoride to public water supplies. This makes Florida the second state in the U.S. to implement such a ban, following Utah, which passed its own law in late March. The signing took place during a public event in Dade City, … Read more