Article

A new task force has been created in California to set standards for insurance coverage and clean-up of homes damaged by smoke. California Insurance Commissioner Ricardo Lara announced this initiative to ensure that homeowners receive fair treatment when dealing with smoke damage claims. The Smoke Claims & Remediation Task Force will operate under the California … Read more

Driver overconfidence is becoming a serious issue on the roads, leading to risky behaviors that endanger everyone. A recent survey by Nationwide reveals some alarming statistics about how drivers are distracted while behind the wheel. According to the survey, 20% of drivers admit to texting while driving. Additionally, 15% use social media, 13% watch videos, … Read more

In early 2022, the Insurance Agents & Brokers (IA&B) association found itself facing a significant challenge. The organization, which supports independent insurance agencies in Pennsylvania, Maryland, and Delaware, recognized a growing talent crisis within the industry. With a commitment to sustaining their member agencies, IA&B sought a solution. To tackle this issue, IA&B partnered with … Read more

A new law in North Dakota is making headlines for its potential impact on Bayer, the agrochemical giant. This legislation could protect Bayer from lawsuits claiming that its well-known weedkiller, Roundup, does not adequately warn customers about cancer risks. Although North Dakota is one of the least populated states in the U.S., Bayer sees this … Read more

Summer is a busy time for homeowners, especially when it comes to maintaining their properties. With warm weather comes an increase in home insurance claims related to wind, hail, electrical fires, and water damage from storms. To help homeowners protect their investments, Central Insurance has shared important summer maintenance tips. According to the Insurance Information … Read more

Lloyd’s is taking a strong stance on managing delegated underwriting authorities. Rachel Turk, the chief underwriting officer at Lloyd’s, emphasized the importance of oversight in her recent market message for the second quarter of 2025. She expressed concerns about the potential risks associated with poor management, recalling past issues with managing general agents (MGAs). Turk … Read more

A federal judge has ordered the restoration of a vital health monitoring program for coal miners in West Virginia, reversing layoffs that affected nearly 200 workers at a health agency. U.S. District Judge Irene Berger issued a preliminary injunction on Tuesday in response to a lawsuit filed by a coal miner diagnosed with black lung … Read more

A lively discussion has emerged on a blog focused on home maintenance, particularly concerning roof care and insurance. The conversation began when a user named "Get More Info" expressed difficulty finding a contact page on the blog, suggesting some recommendations for improvement. The response came from Melissa Hilvers, a blog representative, who encouraged the user … Read more

A recent discussion highlights the limitations of Commercial General Liability (CGL) insurance when it comes to auto-related incidents. Many businesses assume their CGL policy will cover accidents involving vehicles, but this is often not the case. CGL policies typically exclude coverage for any accidents involving vehicles owned or operated by an insured party. This means … Read more

Florida Governor Ron DeSantis has signed a new law that bans local governments from adding fluoride to public water supplies. This makes Florida the second state in the U.S. to implement such a ban, following Utah, which passed its own law in late March. The signing took place during a public event in Dade City, … Read more