Homeowners Association Insurance: The Four Essential Policies You Should Have

Homeowner associations (HOAs) are essential in managing millions of housing units across the United States. They take care of shared spaces and enforce community rules, but with these responsibilities come risks. Without proper insurance, HOAs can face significant financial challenges from lawsuits, property damage, or fraud. Typically, an HOA will buy insurance to protect the … Read more

Kraken Becomes the Latest Cryptocurrency Company to Announce SEC’s Agreement to Dismiss Lawsuit

Kraken, the well-known cryptocurrency exchange, announced that the U.S. Securities and Exchange Commission (SEC) has agreed to drop its lawsuit against the company. This decision marks a significant shift in the SEC’s approach, as it has recently dismissed several legal actions against various crypto firms. In a blog post, Kraken stated that there will be … Read more

New Hampshire Supreme Court Rules No Time Limit for Adding Dependents to Active Workers’ Compensation Claims

The New Hampshire Supreme Court recently ruled that adding a dependent to an existing workers’ compensation death benefits claim is not a separate claim and has no time limit for doing so. This decision came after Maia Beh, the widow of Gilbert Menke, appealed a ruling from the New Hampshire Compensation Appeals Board (CAB) that … Read more

CEO of SAIF’s Oregon Residence Shot At; No Injuries Reported

Shooting Incident at SAIF CEO’s Home Raises Concerns in Oregon On February 21, 2025, the tranquil community of Lake Oswego, Oregon, was shaken by an alarming incident involving the home of Chip Terhune, the CEO of SAIF Corporation, Oregon’s largest workers’ compensation insurer. Reports indicate that shots were fired into Terhune’s residence during the early … Read more

Bill Advancing in Washington State Legislature to Examine Insurance Rating Factors

Washington State Senate Bill 5589: A Deep Dive into Insurance Rating Factors The Washington State Legislature is currently reviewing a significant piece of legislation known as Senate Bill 5589. This bill aims to investigate the impact of various insurance rating factors, particularly focusing on credit history and credit-based insurance scores. Introduced by Insurance Commissioner Patty … Read more

California Labor Commissioner Imposes $2.3 Million Fine on Homecare Company for Misclassifying Workers

California Homecare Provider Fined $2.3 Million for Misclassification of Caregivers In a landmark decision, the California Labor Commissioner’s Office (LCO) has imposed a hefty fine of $2.3 million on Amity In-Home Care Services Inc. for misclassifying caregivers as independent contractors. This ruling marks the first enforcement action under Assembly Bill 594, a new law that … Read more