Construction projects run on tight schedules, and when equipment breaks down, those schedules often fall apart. Equipment failure remains one of the leading reasons for delays in construction, causing safety risks and costly downtime. In fact, a survey by the Project Management Institute found that nearly three-quarters of contractors regularly face project delays.
Jim Johnson, a loss control specialist at Central Insurance, has been studying how equipment breakdowns disrupt construction sites for years. He points out that modern machines, especially diesel-powered ones with sensitive emissions systems, are expensive to fix. Even a small sensor failure can shut down a machine or reduce its power, leading to lost work time and higher costs. Repairs, replacement parts, and technician visits add up quickly, especially for big machinery like bulldozers and excavators.
When machines are out of service, contractors often rent backup equipment to keep things moving, but even short delays can affect budgets and deadlines. Johnson highlights that the real expense isn’t just fixing the equipment—it’s the chain reaction of lost productivity.
Safety is crucial when equipment stops working. Operators need to stop work immediately and secure the area. Hydraulic leaks, electrical issues, or overheated engines can cause fires or injuries if not handled properly. Daily inspections help catch problems early, Johnson says, by checking fluids, hoses, and other parts before starting work.
To help prevent failures, many contractors are turning to technology like Tenna’s equipment management platform. Tenna connects to all equipment in a fleet and provides real-time updates on how machines are running, when maintenance is due, and where assets are located. Central Insurance works with Tenna to offer contractors tools that reduce downtime and improve efficiency. The system alerts users to warning signs like check engine lights or sensor faults before they cause bigger problems. It also tracks smaller attachments so nothing gets lost on busy sites.
Using one platform to manage equipment instead of juggling multiple software tools makes things simpler. Tenna’s system keeps all data in one place, making maintenance and monitoring much easier. Central customers get a discount on Tenna’s services, along with installation and training to use the platform effectively.
Insurance coverage also plays a role in protecting contractors. Central advises reviewing inland marine policies to ensure all equipment and attachments, whether owned or rented, are covered. While these policies often don’t cover mechanical failures directly, they protect against damage that happens as a result of breakdowns. Regular maintenance combined with monitoring through tools like Tenna forms a solid risk management strategy.
What sets Central Insurance apart is how they handle claims. Johnson notes that quick, reliable claims service helps contractors get back to work faster. Central’s adjusters often arrive on site within 24 hours, handling claims efficiently to minimize disruption. With over 150 years of experience and an excellent rating from AM Best, Central aims to be a dependable partner in tough times.
Contractors interested in learning more can reach out to a local Central Insurance agent to discuss coverage options and their partnership with Tenna. Together, these tools and services help keep construction projects on track, even when equipment doesn’t cooperate.