Brit Group Holdings Limited has introduced Brit Flood, a new online tool designed to help insurance brokers offer faster and more flexible flood coverage in the United States. This platform aims to close the gap in flood protection as floods become more frequent across the country.
With over 13 years of experience providing primary flood insurance, Brit Group created Brit Flood to make it easier for brokers to get instant quotes for residential flood policies. The system uses an API that connects directly to agents’ existing platforms, allowing quotes to be generated in under two seconds. Brokers can also bind and cancel policies instantly through the platform, making the process much more efficient.
Brit Flood offers coverage up to $1 million and includes options for loss of rents, business interruption, and building contents. It also provides a variety of deductible choices. The platform uses detailed risk data to price policies accurately and adjust quickly to changes in the market, cutting down manual work and improving precision.
This service is available in all 50 states and covers not only inland areas but also coastal regions, including surge protection. According to Andy Bowers, managing director for programs and facilities at Brit, the move to API-based quoting tools responds to brokers’ needs for smoother workflows. Brit Flood integrates with coverholder systems, so brokers can manage everything in one place without logging into separate portals.
As floods continue to pose serious risks, this new platform could make it easier for people across the U.S. to get reliable flood insurance quickly and simply.