The Michigan Department of Insurance and Financial Services (DIFS) is urging residents to take a closer look at their insurance policies. With the changing seasons, now is a good time for Michiganders to review their coverage and ensure they are getting the best deals to protect their families.
DIFS Director Anita Fox emphasizes the importance of understanding your insurance. “Reviewing and understanding your insurance policies is a key step in being prepared,” she said. She encourages people to consult with a licensed insurance agent or a trusted advisor to help them through the process. DIFS is available to answer questions about auto, home, or life insurance from Monday to Friday, 8 a.m. to 5 p.m. Residents can reach out at 877-999-6442 or visit their website at Michigan.gov/DIFS.
Insurance is a crucial part of daily life, affecting many aspects of personal and family safety. With March being Reading Month, DIFS highlights the need to review various types of insurance, including homeowners and renters insurance, as well as auto insurance.
For homeowners and renters, it’s important to understand what your policy covers. This includes knowing your deductible, which is the amount you pay out of pocket when filing a claim. DIFS encourages consumers to shop around for competitive rates and coverage options that suit their needs.
When it comes to auto insurance, reviewing your policy is equally vital. Michiganders should check their collision and comprehensive coverage to ensure they are adequately protected in case of an accident. It’s also essential for families to verify that any members who choose to opt out of Personal Injury Protection (PIP) medical coverage have the necessary Qualified Health Coverage (QHC) to avoid gaps in medical care after an accident. More information on auto insurance can be found at Michigan.gov/AutoInsurance.
As the DIFS reminds residents, taking the time to understand and compare insurance options can lead to better protection at affordable prices.