Wildfires are causing widespread destruction across the western United States, with nearly 30,000 fires reported as of early June 2025. These fires have burned over 1.2 million acres, which is more than double the number from the same time last year. California has been particularly hard hit, with January’s Eaton and Palisades Fires destroying more than 18,000 structures and leading to an estimated $20 billion in insurance losses.
Experts attribute the increase in wildfires to a combination of climate change, dry conditions, and human activities. A report from the Center for Climate and Energy Solutions indicates that over 80% of wildfires in the U.S. are started by people. Once a fire starts, warmer temperatures and dry vegetation can cause it to spread quickly and make it difficult to control. Predictions suggest that California could see a 77% increase in land destroyed by wildfires by the year 2050.
In light of these alarming trends, it is crucial for homeowners to take steps to protect their properties. Creating defensible space around homes by clearing 50 to 100 feet of vegetation can help slow the spread of fires. Homeowners are also advised to keep roofs and gutters clear of flammable debris and to trim tree branches up to 15 feet off the ground. Using fire-resistant landscaping materials, such as non-combustible plants and gravel, can further reduce fire risk.
Preparation is key when it comes to wildfire safety. Residents should sign up for emergency alerts and create a wildfire evacuation kit that includes essentials like water, food, medications, and masks. It’s also important to store important documents in a fireproof safe and to plan multiple evacuation routes in advance.
As fire seasons become longer and more intense, reviewing homeowners insurance coverage is essential. Homeowners should check their property limits to ensure they are adequately covered, especially given rising construction costs. Understanding loss of use coverage is also important, as it can help with living expenses if a home becomes uninhabitable due to a fire.
With the right preparation and insurance coverage, families can better protect their homes and loved ones from the devastating effects of wildfires. As the season progresses, staying informed and proactive is more important than ever.