How MSIG USA’s Data-Driven Approach is Transforming Underwriting and Operations

MSIG USA is changing the way it handles specialty insurance by putting data at the heart of everything it does. This new approach is shaping how the company underwrites policies, runs its operations, and sets technology priorities. According to Prashant Hinge, the company’s chief information and transformation officer, the goal is clear: to become a … Read more

Minnesota ICE Protests: How Political Polarization Is Increasing Corporate Risk Within State Borders

Businesses in Minnesota are feeling the strain as protests against ICE’s immigration enforcement continue to cause disruptions. From supply chain delays to concerns about employee safety and property damage, companies are dealing with familiar challenges. Yet experts say the bigger problem isn’t just the protests themselves, but the deepening political divide shaking the country. Sam … Read more

Fulcrum Secures $25 Million as AI-Powered Insurtechs Lead Venture Capital Surge

Fulcrum, a platform designed to automate workflows for insurance brokerages, has raised $25 million in a combined Seed and Series A funding round. This funding reflects growing investor interest in insurance technology companies that use artificial intelligence. The round was led by CRV, with participation from South Park Commons, Foundation Capital, and some insurance-focused angel … Read more

Consumer Confidence Drops to Lowest Point in 12 Years: Five Key Implications for Insurers and Brokers

US consumer confidence has dropped to its lowest point in over ten years, revealing rising worries about inflation, jobs, and global events. The Conference Board’s Consumer Confidence Index fell by nearly 10 points in January, landing at 84.5—the weakest reading since 2014. This is even lower than levels seen during last year’s tariff tensions and … Read more

When growth is created, not constructed

Curtis Barton has spent over 20 years in the insurance world, watching the same problem repeat itself: growth that looks good on paper but falls apart in reality. He knows many agencies merge without truly understanding how they work together after the deal. Often, they keep separate systems and data, making it hard to see … Read more

Major trends shaping construction insurance

Ryan Powers, the Senior Vice President and head of construction at QBE North America, recently shared his thoughts on some big changes happening in the construction insurance world. In a recent interview on Insurance Business TV, Powers talked about current trends, the risks involved, and why there’s still room to be hopeful. One of the … Read more

Insurance executive urges immediate deescalation in Minnesota

A group of over 60 top business leaders in Minnesota, including a leading US insurance executive, has spoken out in response to rising tensions following the fatal shooting of ICU nurse Alex Pretti by federal immigration agents in Minneapolis. The CEOs sent an open letter urging officials at all levels—federal, state, and local—to work together … Read more

Insurers elevate standards for risk disclosures.

Insurance buyers in many industries are facing tougher rules and more demands for detailed risk information, according to a recent report from Alliant Insurance Services. The report shows that insurers are getting stricter about pricing, coverage limits, and how they assess risk, making it harder for companies to get insurance. This shift affects a broad … Read more

Commercial insurance renewal rates remain high.

Most U.S. commercial insurance lines saw their premium renewal rates rise in the fourth quarter of 2025, according to the latest data from the Ivans Index. While increases persisted, some lines showed signs of slowing compared to earlier in the year. Looking at the year-over-year figures, nearly all major commercial insurance types experienced higher renewal … Read more