Sophia Langley

Cyber insurance is no longer just a concern for businesses. As digital risks grow, they are affecting individuals and families too. Mila Araujo, AVP at DigitalShield and leader of the personal cyber insurance practice at NFP, shared insights on how this type of coverage is slowly becoming a regular part of personal insurance. Araujo points … Read more

Data center developers are under pressure to build more capacity as global investment in digital infrastructure is set to exceed $1 trillion this decade, with hyperscale spending alone expected to top $260 billion in 2025. But as these projects get bigger and involve more advanced technology, traditional insurance policies are struggling to keep up. This … Read more

Water damage unrelated to weather is quietly driving up costs for American home insurers, with about one in every 60 insured homes filing a claim each year. Rising repair expenses, aging homes, stressed infrastructure, and extreme temperature changes are all making it harder for insurers to manage these losses using traditional methods. If insurance companies … Read more

Artificial intelligence is becoming more common in life insurance underwriting, but the industry faces new challenges as it tries to balance technology with skilled workers. This is according to Pacific Life’s 2026 Underwriting Outlook Survey, which gathered input from over 100 insurance and underwriting leaders. The survey found that nearly half of these professionals are … Read more

The National Association of Mutual Insurance Companies (NAMIC) has urged U.S. lawmakers to focus on flood prevention as a way to lower insurance costs and make coverage more affordable for homeowners. In testimony delivered to the House Financial Services Subcommittee on Housing and Insurance, NAMIC emphasized the importance of federal support for projects like upgrading … Read more

Inszone Insurance Services is merging Trinidad Insurance Center into its existing office in Trinidad, Colorado, as part of a plan to grow its local presence. The move will combine the operations of the long-standing Trinidad Insurance Center with Inszone’s current branch in the area in the coming months. Trinidad Insurance Center, formerly known as Plant … Read more

Insurance Business has unveiled an updated Commercial Multiple Peril (CMP) Competitor Analysis, offering a fresh look at one of the insurance industry’s most varied and challenging sectors. This new report covers market shifts from 2014 to 2024, examining over 260 insurers and highlighting where the market is growing, shrinking, or holding steady. The CMP line … Read more

Delaware’s insurance regulator is stepping in to clarify rules around step therapy exceptions, especially when it comes to biologic drugs. On March 24, 2026, the Delaware Department of Insurance issued a bulletin aimed at all insurers and health plans regulated under the state law. The notice highlights concerns that some carriers might be stretching exceptions … Read more

Corebridge Financial and Equitable Holdings are joining forces in a deal worth about $22 billion. This all-stock merger will create one of the biggest retirement, life insurance, and asset management companies based in the US. The combined company will serve over 12 million customers and manage around $1.5 trillion in assets. Both companies’ boards have … Read more

Emily McGinn from Vertafore recently joined Insurance Business TV to talk about the growing trend of hyper-niche insurance markets. She explained why companies are focusing on very specific areas within insurance and what skills they need to succeed in these narrow fields. These include strong underwriting knowledge and the ability to analyze data effectively. The … Read more