Sophia Langley

US consumer confidence has dropped to its lowest point in over ten years, revealing rising worries about inflation, jobs, and global events. The Conference Board’s Consumer Confidence Index fell by nearly 10 points in January, landing at 84.5—the weakest reading since 2014. This is even lower than levels seen during last year’s tariff tensions and … Read more

The health insurance market took a sharp hit this week after the Trump administration proposed a very small increase to Medicare Advantage payments for 2027. The Centers for Medicare and Medicaid Services (CMS) suggested raising the average payment rates by just 0.09%, a number far below the 4% to 6% increase that many investors and … Read more

Curtis Barton has spent over 20 years in the insurance world, watching the same problem repeat itself: growth that looks good on paper but falls apart in reality. He knows many agencies merge without truly understanding how they work together after the deal. Often, they keep separate systems and data, making it hard to see … Read more

Ryan Powers, the Senior Vice President and head of construction at QBE North America, recently shared his thoughts on some big changes happening in the construction insurance world. In a recent interview on Insurance Business TV, Powers talked about current trends, the risks involved, and why there’s still room to be hopeful. One of the … Read more

A group of over 60 top business leaders in Minnesota, including a leading US insurance executive, has spoken out in response to rising tensions following the fatal shooting of ICU nurse Alex Pretti by federal immigration agents in Minneapolis. The CEOs sent an open letter urging officials at all levels—federal, state, and local—to work together … Read more

Insurance buyers in many industries are facing tougher rules and more demands for detailed risk information, according to a recent report from Alliant Insurance Services. The report shows that insurers are getting stricter about pricing, coverage limits, and how they assess risk, making it harder for companies to get insurance. This shift affects a broad … Read more

Most U.S. commercial insurance lines saw their premium renewal rates rise in the fourth quarter of 2025, according to the latest data from the Ivans Index. While increases persisted, some lines showed signs of slowing compared to earlier in the year. Looking at the year-over-year figures, nearly all major commercial insurance types experienced higher renewal … Read more

Lawmakers are starting to review a bill that would extend the federal terrorism insurance program, and one major insurance group is already showing strong support. The American Property Casualty Insurance Association (APCIA) is backing the House Financial Services Committee’s move to consider H.R. 7128, known as the TRIA Program Reauthorization Act of 2026. This bill … Read more

A new updated report on the five biggest car insurance companies in the U.S. gives a closer look at how they’re handling a tricky market. The report covers State Farm, GEICO, Progressive, Allstate, and USAA, showing how each is faring through some unusual challenges. The latest version of the Private Passenger Auto Competitor Analysis breaks … Read more

Erie Insurance recently lost a chance to recover $1.6 million after a court ruled against its claim related to a burned BMW. The Supreme Court of Pennsylvania decided on January 21, 2026, that Erie cannot use its subrogation rights to pursue a promissory estoppel claim against United Services Automobile Association (USAA). The story goes back … Read more