Sophia Langley

USAA has stepped up to help after catastrophic flooding in central Texas took a heavy toll, claiming 81 lives and leaving many missing. The San Antonio-based financial services company has committed $500,000 in aid to support recovery efforts in the region, often referred to as “flash flood alley.” The flooding, which struck on July 7, … Read more

Cyber threats are becoming more sophisticated and harder to detect, according to Kelly McGuinness, a leader in cyber technology at CFC Group. In a recent discussion, she highlighted how artificial intelligence has changed the landscape of cyberattacks. Gone are the days when phishing emails and basic malware were the main concerns. Today, cybercriminals are using … Read more

Florida’s Fourth District Court of Appeal made an important ruling for auto insurance companies regarding personal injury protection (PIP) reimbursements. On July 2, 2025, the court overturned a lower court decision and sided with State Farm Mutual Automobile Insurance Company in a case about payment obligations when medical providers reference Medicare rates. The case revolved … Read more

A recent court ruling has clarified how insurance companies handle layered policies in liability cases. The Eighth Circuit Court of Appeals made its decision on July 2, 2025, reversing a previous district court ruling that required Hartford Fire Insurance Company and Chubb Custom Insurance Company to share a $2 million wrongful death settlement equally. The … Read more

Tort reform in Georgia is changing the legal landscape, but experts warn businesses should not relax their safety measures or insurance coverage. Chip Renno, a principal at Snellings Walters Insurance Agency, advises clients to continue their risk management practices to avoid potential claims. The recent reforms aim to cut down on frivolous lawsuits, but their … Read more

Cybersecurity continues to be a top concern for business leaders, according to a recent survey by Willis Towers Watson (WTW). The Cyber Directors’ and Officers’ Survey Report reveals that many company directors are increasingly aware of the risks posed by cyberattacks and data loss. The survey, conducted in 2025, shows that a significant number of … Read more

Renewable energy is making significant strides in the United States, with recent data revealing that 80% of all new energy generation comes from renewable sources, primarily solar. This trend is also evident globally, with countries like Australia and the UK increasingly relying on solar energy to power their electricity grids. However, as the market grows, … Read more

A significant blackout in April 2025 impacted both Spain and Portugal, prompting insurers to rethink how businesses prepare for power outages. A report from HDI Global highlights the growing need for companies to include blackout risks in their business continuity plans. As power outages become more frequent due to technical failures, extreme weather, and cyber … Read more

As California faces increasing wildfire risks, one insurance company is stepping up to address the challenge. Delos Insurance is taking a unique approach by using advanced technology to assess fire risks in high-risk areas. While many insurers are pulling back from California’s fire-prone regions, Delos is forging ahead with a new model that combines environmental … Read more

The car insurance landscape in the United States is dominated by ten major players, each offering a range of products and services to meet the needs of drivers. According to a recent report, State Farm Group leads the pack with a commanding market share of 25.66%. Founded in 1922 by G.J. Mecherle, State Farm started … Read more