Sophia Langley

The MJ Charitable Foundation, the nonprofit branch of The MJ Companies, has announced four new nonprofit partners for its 2025-2027 Charities of Choice program. These organizations are Indy Reads in Indiana, Amanda Hope Rainbow Angels in Phoenix, We Don’t Waste in Denver, and UpRise Nashville. Each group focuses on pressing local issues, such as literacy, … Read more

A Florida congressman is raising concerns over how Citizens Property Insurance Corp., the state-backed insurer, handles disputes about claims. US Representative Maxwell Frost, who represents Florida’s 10th District, says the current process seems to favor Citizens over policyholders. Unlike private insurers, Citizens requires policyholders to settle claims disputes through the Florida Division of Administrative Hearings … Read more

Insurance industry groups and regulators are asking Congress to extend the Terrorism Risk Insurance Act (TRIA) well beyond its current deadline in 2027. They warn that without a long-term renewal, the insurance market and the broader economy could face serious problems. TRIA was created after the 9/11 attacks when insurers struggled to provide terrorism coverage … Read more

Climate change is causing more disasters like floods and fires, which are hitting homes and businesses hard around the world. To better prepare for these risks, insurers are turning to new “future modeling” tools. These tools use data and artificial intelligence to predict what climate risks might look like decades from now. They help insurance … Read more

Recent increases in violent incidents across the United States have highlighted ongoing challenges in how domestic terrorism is defined and insured. As businesses face growing risks and unclear legal ground, leaders in the insurance industry are looking closely at how coverage is changing. Chris Kirby, president of Starwind Specialty’s political violence and terrorism program, has … Read more

Jennifer Odrobina’s journey into insurance law began by chance during a summer internship as a law student. Initially focusing on civil procedure research, Odrobina was encouraged by a professor to explore insurance law—a field she knew little about beyond her own auto policy. Despite thinking it sounded dull at first, her interest grew when the … Read more

A new report from FM highlights that many companies are missing key chances to protect themselves from extreme weather. The study, released in September 2025, reveals that although experts believe embedding risk engineering in new site designs is crucial for resilience, just 28% of businesses have fully adopted this practice. The report, titled Ready for … Read more

Wholesalers in the insurance market are facing a tough time as soft market conditions and rising cyber claims create challenges for their role. Anamae Saavedra, vice president at RLA Insurance Intermediaries, explains that increasing regulatory demands combined with fierce price competition are putting pressure on wholesalers and the coverage they help place. Saavedra points out … Read more

Auto dealerships are seeing more vehicles stolen while being transported, a worrying trend that’s causing headaches for dealers and insurers alike. With supply shortages pushing dealers to find cars in new places, criminals are taking advantage of gaps in the shipping process to snatch vehicles before they reach their destination. Matt Cermak, senior vice president … Read more

Insurers and brokers are turning to advanced climate modeling tools to better understand and manage risks from climate-driven disasters like fires and floods. These new tools use data and artificial intelligence to predict possible climate scenarios up to 50 years or more into the future, helping businesses protect their property and operations. In July, Allianz … Read more