Sophia Langley

A recent decision by the Court of Appeals of Georgia has confirmed that auto insurers can deny coverage when a vehicle is used without permission, reinforcing the strength of policy exclusions related to unauthorized use. The ruling came down on September 10, 2025, in the case of Dollar v. Georgia Farm Bureau Mutual Insurance Company, … Read more

A new bipartisan bill in the US House aims to change how FEMA handles flood maps for the National Flood Insurance Program (NFIP), which is at risk of lapsing on September 30. The proposed Improvement of Mapping, Addresses, Geography, Elevations and Structures (IMAGES) Act would require FEMA to update flood maps every five years and … Read more

A New York distillery’s $2.5 million whiskey loss is at the center of a key insurance dispute after racks holding dozens of barrels collapsed last December. Vale Fox Distillery, based in Poughkeepsie, saw sixty barrels fall when metal supports gave way in their distilling room. Fifty-two barrels broke, and the lost whiskey would have been … Read more

When Nick Line first joined the Lloyd’s insurance market, what stood out most to him was the lack of diversity. Both in terms of ethnicity and gender, the environment felt very uniform. Today, Line is a strong advocate for diversity and inclusion in the global insurance world, serving as chief underwriting officer at Markel International … Read more

The stop loss insurance market is seeing changes as employers face rising large medical claims and insurers adjust their strategies. Daniel Davey, senior vice president and national director for Stop Loss MGA at Alliant, says the market is evolving but hasn’t yet reached a hard market phase. However, he advises employers to start managing plan … Read more

Insurance Business America has opened the call for entries to its 10th annual list recognizing the Top Specialist Wholesale Brokers. This award highlights brokers who stand out for their skill in securing coverage for hard-to-place risks and niche markets. This annual spotlight is a chance for brokers who excel in tough insurance areas to get … Read more

More and more tort cases are ending up in federal court, causing headaches for insurers across the U.S. A recent report from Lex Machina reveals that between 2023 and 2024, federal tort filings jumped almost 20% compared to the previous two years. The rise reflects changes that are making it easier for cases to reach … Read more

The Associate in General Insurance (AINS) designation is gaining attention as a practical and approachable credential for anyone looking to build a career in the insurance world. Offered by The Institutes, this certification covers the basics of insurance, making it a smart choice for beginners or those wanting to strengthen their understanding of the industry. … Read more

For years, insurance accounting has been a tough and time-consuming job. With so many carriers sending commission data in different formats—sometimes Excel files, other times PDFs, or even physical mail—it often means agencies must spend hours inputting information by hand. This process can cost more than the commissions themselves, especially for small payments like dental … Read more

The U.S. excess and surplus (E&S) casualty insurance market has been growing fast and shows no signs of slowing down. In 2023, it broke through $100 billion in direct premiums written, marking six straight years of strong growth, according to AM Best. This market has become an important option for risks that traditional insurers often … Read more