Sophia Langley

A recent court ruling has clarified how insurance companies handle layered policies in liability cases. The Eighth Circuit Court of Appeals made its decision on July 2, 2025, reversing a previous district court ruling that required Hartford Fire Insurance Company and Chubb Custom Insurance Company to share a $2 million wrongful death settlement equally. The … Read more

Tort reform in Georgia is changing the legal landscape, but experts warn businesses should not relax their safety measures or insurance coverage. Chip Renno, a principal at Snellings Walters Insurance Agency, advises clients to continue their risk management practices to avoid potential claims. The recent reforms aim to cut down on frivolous lawsuits, but their … Read more

Cybersecurity continues to be a top concern for business leaders, according to a recent survey by Willis Towers Watson (WTW). The Cyber Directors’ and Officers’ Survey Report reveals that many company directors are increasingly aware of the risks posed by cyberattacks and data loss. The survey, conducted in 2025, shows that a significant number of … Read more

Renewable energy is making significant strides in the United States, with recent data revealing that 80% of all new energy generation comes from renewable sources, primarily solar. This trend is also evident globally, with countries like Australia and the UK increasingly relying on solar energy to power their electricity grids. However, as the market grows, … Read more

A significant blackout in April 2025 impacted both Spain and Portugal, prompting insurers to rethink how businesses prepare for power outages. A report from HDI Global highlights the growing need for companies to include blackout risks in their business continuity plans. As power outages become more frequent due to technical failures, extreme weather, and cyber … Read more

As California faces increasing wildfire risks, one insurance company is stepping up to address the challenge. Delos Insurance is taking a unique approach by using advanced technology to assess fire risks in high-risk areas. While many insurers are pulling back from California’s fire-prone regions, Delos is forging ahead with a new model that combines environmental … Read more

The car insurance landscape in the United States is dominated by ten major players, each offering a range of products and services to meet the needs of drivers. According to a recent report, State Farm Group leads the pack with a commanding market share of 25.66%. Founded in 1922 by G.J. Mecherle, State Farm started … Read more

Commercial auto insurance is essential for businesses that rely on vehicles for their operations. This type of insurance protects against financial losses from accidents, theft, and other incidents involving company vehicles. It covers property damage, liability for injuries, and medical expenses. In the United States, several companies lead the market in commercial auto insurance. According … Read more

INSURICA, a brokerage with a 50-year history, is making strides in innovation by focusing on return on investment (ROI) rather than just novelty. Kylie Hubbard, the firm’s Director of Innovation, shared insights on their approach during a recent discussion. Over the last six years, INSURICA has embraced data analytics to enhance targeting, improve operations, and … Read more

Insurance brokers looking to enhance their marketing strategies have a great opportunity ahead with several key conferences scheduled for 2025. These events aim to equip brokers with practical tools and insights to stay competitive in a rapidly evolving market. The Insurance Transformation Summit will take place from June 18 to 19 at ExCeL London, UK. … Read more