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Recent increases in violent incidents across the United States have highlighted ongoing challenges in how domestic terrorism is defined and insured. As businesses face growing risks and unclear legal ground, leaders in the insurance industry are looking closely at how coverage is changing. Chris Kirby, president of Starwind Specialty’s political violence and terrorism program, has … Read more

North Dakota is making a big change in how it manages insurance and securities regulation. Last week, Insurance Commissioner Jon Godfread announced that, following the passage of Senate Bill 2214 in the 2025 legislative session, the state will combine its Insurance and Securities departments into one. This new law lets the insurance commissioner also take … Read more

More than 100 people lost their lives following severe flash flooding in central Texas during the July 4 holiday weekend. This tragic event is a stark reminder that extreme weather is becoming more frequent across the country. Earlier this year, parts of western New York, Tennessee, and Kentucky also faced heavy flash floods. Even last … Read more

Jennifer Odrobina’s journey into insurance law began by chance during a summer internship as a law student. Initially focusing on civil procedure research, Odrobina was encouraged by a professor to explore insurance law—a field she knew little about beyond her own auto policy. Despite thinking it sounded dull at first, her interest grew when the … Read more

The U.S. State Department recently alerted its diplomats about attempts to impersonate Secretary of State Marco Rubio and possibly other officials using artificial intelligence (AI) technology. This warning came after officials discovered someone pretending to be Rubio reached out to at least three foreign ministers, a U.S. senator, and a governor. The attempts were made … Read more

A new report from FM highlights that many companies are missing key chances to protect themselves from extreme weather. The study, released in September 2025, reveals that although experts believe embedding risk engineering in new site designs is crucial for resilience, just 28% of businesses have fully adopted this practice. The report, titled Ready for … Read more

Wholesalers in the insurance market are facing a tough time as soft market conditions and rising cyber claims create challenges for their role. Anamae Saavedra, vice president at RLA Insurance Intermediaries, explains that increasing regulatory demands combined with fierce price competition are putting pressure on wholesalers and the coverage they help place. Saavedra points out … Read more

Deadly floods struck Texas recently, claiming at least 89 lives and leaving communities grappling with the destruction. As the state recovers, false rumors have spread online suggesting cloud seeding caused the extreme rainfall. Experts say that’s not true. The floods were the result of a powerful natural weather system. The US National Weather Service had … Read more

Billionaire Richard Li’s FWD Group Holdings made a strong start on the Hong Kong Stock Exchange on Monday. After initially dropping as much as 2.5%, the insurer’s shares bounced back, ending the day up 1.1% at HK$38.40. The initial public offering raised HK$3.5 billion, or about $442 million. This marks a significant moment for Li, … Read more

More than 100 people lost their lives after sudden flash floods slammed the Texas Hill Country over the Fourth of July weekend. The floods, caused by heavy rain dumping up to 12 inches in some spots, led to the Guadalupe River rising nearly 30 feet in just one hour. It left the area devastated and … Read more