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Electrical contractors play an essential role in building and maintaining data centers, the backbone of today’s digital world. These jobs are different from typical electrical work because even a small mistake or delay can put millions of dollars’ worth of equipment and operations at risk. With the growing demand for cloud services, artificial intelligence, and … Read more

Auto dealerships are seeing more vehicles stolen while being transported, a worrying trend that’s causing headaches for dealers and insurers alike. With supply shortages pushing dealers to find cars in new places, criminals are taking advantage of gaps in the shipping process to snatch vehicles before they reach their destination. Matt Cermak, senior vice president … Read more

Insurers and brokers are turning to advanced climate modeling tools to better understand and manage risks from climate-driven disasters like fires and floods. These new tools use data and artificial intelligence to predict possible climate scenarios up to 50 years or more into the future, helping businesses protect their property and operations. In July, Allianz … Read more

A recent panel of experts from leading insurance companies gathered to discuss the current challenges facing the cyber insurance market. Representatives from Tokio Marine HCC, USI, Aon, and Gallagher shared their insights on how the sector is dealing with increasing risks, rising ransomware attacks, and the strategies insurers are using to respond. Jacob Ingerslev from … Read more

Homeowners in the U.S. have seen their insurance costs rise sharply over the past six years, with the steepest hikes happening just recently. According to a new report from LendingTree, rates stayed mostly steady between 2019 and 2021 but began climbing in 2022 and have surged in both 2023 and 2024. From 2019 to 2021, … Read more

The U.S. property and casualty insurance industry faced a tough start to 2025, with losses and expenses overshadowing growth in premiums. The first quarter ended with a $1.1 billion underwriting loss, largely due to the costly wildfires that swept through California in January. Industry experts point to these fires as a major driver behind the … Read more

Erie Insurance has fully restored its business operations after a month-long network outage that began in early June. The company says there is no evidence that any sensitive personal information, financial data, or protected records were accessed or stolen during the incident. The outage started on June 7 as a defensive move to contain a … Read more

Almost three out of four small businesses rely on their employees to use personal, rental, or company-owned vehicles for work-related tasks. This widespread practice poses risks that go beyond what a personal auto insurance policy can cover. Amy Grigsby, a senior transportation underwriter at Central Insurance, explains that business auto insurance works differently because it … Read more

American Family Insurance, often called AmFam, is a strong player in the US insurance market, but is it the right choice for your clients? Looking at the latest data from 2025, the company scores well in financial strength and customer satisfaction, especially in the 19 states where it operates. When it comes to financial stability, … Read more

A recent panel of experts from Tokio Marine HCC, USI Insurance Services, Gallagher, and Aon gathered to share their thoughts on the current state of the cyber insurance market. This discussion, focused on the third quarter, highlights the challenges the industry is facing and the factors behind recent market disruptions. One key issue they pointed … Read more