Georgia Commissioner Announces Rate Decrease This Year Following Tort Reform Approval

Georgia’s Insurance Commissioner, John King, recently announced a positive outlook for property-casualty insurance rates in the state. He predicts that these rates could drop by 3% to 5% over the next year. This forecast follows the approval of significant tort reform measures by state lawmakers, aimed at reducing excessive litigation. King emphasized the importance of … Read more

Comprehending and Getting Ready for a Premium Audit

You may have received a call from your insurance company about setting up an appointment to audit your business operations. If you’ve been paying your premiums on time, you might be wondering why they want to do this. A premium audit is a routine process that helps ensure your insurance premium matches the actual activities … Read more

Property insurance market remains vigilant as another hurricane season approaches.

As the 2025 hurricane season approaches, the U.S. property insurance market is showing signs of cautious hope. Industry leaders are balancing the need for recovery with the reality of potential natural disasters that could strike again this year. After several years of rising premiums and limited options, policyholders are now experiencing a more favorable environment. … Read more

As jury awards of $10 million increase, E&S carriers are striving to address the liability gap.

In the face of rising medical malpractice claims, excess and surplus (E&S) insurance companies are stepping up to fill a growing gap in healthcare liability coverage. With traditional insurers pulling back, especially from high-risk areas, E&S carriers are using innovative data analytics to assess and underwrite risks that others might avoid. The situation is pressing. … Read more

Verizon-Frontier agreement approved following the termination of DEI commitments.

Verizon’s recent acquisition of Frontier Communications has received the green light from the Federal Communications Commission (FCC). This $20 billion deal is significant as it allows Verizon to enhance and expand Frontier’s broadband network across 25 states. However, the deal comes with a notable condition: Verizon has agreed to end its diversity, equity, and inclusion … Read more

Louisiana Department of Insurance Achieves NAIC Accreditation and Appoints Leadership Positions

The Louisiana Department of Insurance (LDI) has achieved full national accreditation from the National Association of Insurance Commissioners (NAIC). This recognition highlights the department’s commitment to ensuring financial stability in the insurance sector. Commissioner Tim Temple received a letter from NAIC CFO James Woody, who emphasized that this accreditation helps protect insurance consumers by ensuring … Read more

Alabama House Moves Forward with Legislation Allowing Police to Enforce Immigration Laws

Alabama lawmakers have taken a significant step towards enforcing stricter immigration laws. Last week, the state’s House of Representatives advanced a bill that would empower local law enforcement to enforce immigration regulations. This move aligns with a broader push among conservative legislators to enhance cooperation with federal immigration policies. The proposed legislation, known as the … Read more

Dallas Area Sees First Measles Case in Middle School Student

A middle school student in the Dallas-Fort Worth area has been diagnosed with measles, marking the first reported case in this urban region. A health official from Collin County confirmed the news, stating that the student attends Willow Springs Middle School in Lucas, which is about 30 miles north of Dallas. The Lovejoy Independent School … Read more

7 Reasons Customers Enjoy Partnering with Central

When it comes to filing an insurance claim, the process can often feel overwhelming. However, Central Insurance is making a name for itself by prioritizing customer service and support throughout this challenging time. With a focus on quick and compassionate service, Central aims to ensure that its policyholders feel valued and cared for. Customers have … Read more

State Farm requests a second rate increase in California just one week after receiving emergency approval for a premium hike.

State Farm is pushing for a significant increase in homeowners’ insurance rates in California. Just a week after receiving emergency approval for a 17% interim hike, the company filed for an additional 11% increase. If the new request is approved, it will take effect in 2026, adding to the already rising costs for renters and … Read more