AI, Protection Gaps, and the E&S Market

In a recent edition of Insurance Business TV, Lori Marino from CFC shared her thoughts on how artificial intelligence is changing the insurance world, especially in distribution and underwriting. She highlighted the benefits that Managing General Agents (MGAs) have and explained why the Excess & Surplus (E&S) market often leads ahead of the traditional admitted … Read more

Texas Serial Arsonist Arrested for Setting Hay Bale Fires

A man in Lavaca County, Texas, has pleaded guilty to setting several fires involving hay bales and vehicles. Kody Derner admitted to starting six hay bale fires that took place in 2024, along with a felony charge for burning a vehicle. Derner was arrested in April 2025 by the Hallettsville Police Department after an investigation … Read more

Deteriorating Michigan Dam Highlights Potential Dangers of Private Hydroelectric Ownership

Among rows of colorful kayaks, Khrystal Crosno recently helped an Ann Arbor family start their peaceful journey down the AuTrain River. Along the way, the Earls expected to see turtles, herons, river otters, and maybe even a black bear. Crosno was confident they would enjoy the trip but worried about a looming threat—the crumbling AuTrain … Read more

The Impact of Climate Variability on Corn Growers

Robb Rynd and his brother have always loved farming. They started working together on over 200 acres growing corn, soybeans, wheat, and sorghum. Last year was good, and Robb enjoyed walking the fields with his kids to see how the corn was growing. But this year has been much tougher. For months, Robb has watched … Read more

Foss Maritime Files Lawsuit Against Navigators, Zurich, and Ascot Over Tug Damage Claims

Foss Maritime is suing three insurance companies in federal court over unresolved claims related to damage to tugboats. The dispute centers on four tugs that experienced serious mechanical problems, leading to costly repairs that the insurers have not fully covered. On December 11, 2025, Foss Maritime Company, LLC, and Northwest Tug Leasing, LLC filed a … Read more

Cyberattacks Increase, While Insurers Find It Hard to Differentiate Themselves

Cyber insurance is gaining attention again as cyberattacks continue to rise across Europe. Patricia Kocsondy, head of global cyber digital risks at Beazley, highlighted recent large-scale breaches affecting airports, major retailers, and even Jaguar Land Rover, which needed a £2 billion loan guarantee from the UK government to stay afloat. But she also noted a … Read more

What insights has the industry gained from recent catastrophic losses?

Michael Lent from Sedgwick recently shared his insights on how the insurance industry is responding to the growing impact of natural disasters. Having witnessed the effects of these catastrophic events up close, Lent talked about the important lessons the industry has learned and the key events that shaped these changes. Natural catastrophes have been causing … Read more

Personnel Update: Alive Risk Appoints Carroll as Underwriting Director for Entertainment Programs

Alive Risk, a specialist insurer focused on sports, leisure, and entertainment, has welcomed Scott Carroll as their new underwriting director for entertainment programs. Carroll will report directly to Patrick Gavin, the president and CEO of Alive Risk. With over 40 years in the insurance business, Carroll brings a wealth of knowledge, especially in entertainment-related risks. … Read more

Late Payments and Digital Hassles: Protecting Your Cash Flow from Delays

In today’s fast-moving world, digital payment systems have become vital for small businesses across the U.S. With 92% of consumers using digital payments, many businesses rely heavily on these platforms to keep sales flowing, whether through mobile wallets, online transactions, or in-store kiosks. But when these systems break down or fall victim to cyberattacks, the … Read more