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Carpet installation is more than just laying down a beautiful floor covering; it requires the right tools and techniques to ensure a safe and effective job. Thomas McMillan, a commercial lines staff underwriter at Central Insurance, recently shared insights on the crucial tools and risks involved in carpet installation during a discussion aimed at professional … Read more

Premium renewal rates for commercial insurance have shown mixed results in early 2025, according to the latest Ivans Index report. While most major lines of insurance saw year-over-year increases, workers’ compensation is the exception. The report, which tracks premium renewal rates, indicates a general decline in rates compared to the previous quarter, with the notable … Read more

The North Dakota Supreme Court recently made an important ruling regarding personal liability for unpaid workers’ compensation premiums. In a decision issued on July 11, the court clarified the extent to which corporate officers can be held responsible when their companies fail to pay these required premiums. The case, known as State of North Dakota … Read more

Personal insurance litigation in Florida has seen a significant drop, falling nearly 25% in the first half of 2025 compared to the same period last year. This decline is attributed to recent legal reforms, according to the Florida Office of Insurance Regulation (OIR). The trend of decreasing litigation rates is not new. From 2023 to … Read more

The California Department of Insurance (CDI) has taken action against a Florida-based company, Innovative Partners LP, for allegedly selling health insurance plans without proper authorization. The CDI issued a cease-and-desist order, claiming the company marketed and sold what it called “phony” single-employer health plans while operating without a license in California. Innovative Partners reportedly grew … Read more

After losing their biggest market for exports due to trade tensions, U.S. farmers are looking to President Trump for support in boosting biofuels. This comes as they face the possibility of having their crops go unsold and stored away. The administration plans to announce how much biofuel will be blended into fossil fuels for the … Read more

CVS and Express Scripts have taken legal action against a new Arkansas law that prohibits pharmacy benefit managers (PBMs) from owning or operating pharmacies in the state. This law, signed by Governor Sarah Huckabee Sanders just over a month ago, is the first of its kind in the United States. The law aims to protect … Read more

Wildfires in Alberta are endangering about 5% of Canada’s crude oil production. A significant fire near Cold Lake is creeping closer to major oil sites, threatening the daily output of around 245,000 barrels. Currently, there are 26 uncontrolled fires in Alberta, a sharp rise from just four earlier in the week. The blaze near Cold … Read more

Independent insurance agencies in the U.S. have shown resilience in the face of challenging market conditions, maintaining a strong presence in key insurance sectors. According to the Big “I” 2025 Market Share Report, these agencies accounted for 61.5% of property and casualty (P&C) premiums in 2024, slightly down from 62.2% in 2023. Despite this small … Read more

Several insurance companies and brokerages are shaking things up with new leadership appointments. These changes are aimed at enhancing their strategic, underwriting, and advisory strengths. Alliant Insurance Services has made two significant appointments. Andy Oldenburg and Betty Wehmann have both stepped into senior vice president roles within the Alliant Americas and Employee Benefits Group divisions. … Read more