Allstate rejects $332K appraisal award despite accepting hail damage claim process.

New Mexico homeowners Nickolaus and Crista Wiegel are taking legal action against Allstate Vehicle and Property Insurance Company after a hailstorm damaged their home in Clovis. The couple claims Allstate mishandled their insurance claim, rejecting a significant portion of the payout despite an appraisal panel awarding them over $332,000. The trouble began on May 24, … Read more

North Carolina Residents Now Eligible for State Assistance Following Tropical Storm Chantal

People living in central North Carolina whose homes and belongings were damaged by heavy rains from Tropical Storm Chantal last month can now apply for state financial help. The aid is available to residents in eight counties around the Raleigh-Durham-Chapel Hill area, following a state disaster declaration signed by Governor Josh Stein. The storm dumped … Read more

Two South Carolina Deputies Injured by Live Rounds Stored in Baggie Inside Desk Drawer

Two deputies in Greenville County, South Carolina, were seriously injured during a SWAT training exercise when they were shot with live breaching rounds instead of blanks. The incident happened on July 29 at a vacant school building where officers were practicing room clearing. According to Sheriff Hobart Lewis, the rounds used were taken from a … Read more

Smith Brothers Acquires Moscato & Associates

Smith Brothers Insurance, a Connecticut-based broker, has expanded its reach by acquiring Moscato & Associates, an independent agency located in Ithaca, New York. The deal, finalized on August 1, 2025, brings Moscato & Associates’ expertise in employee benefits, individual health, and Medicare under the Smith Brothers umbrella. Edward Moscato and his team will join Smith … Read more

How to Add an Additional Insured to a Certificate of Insurance: A Guide for Contractors and Subcontractors

In construction, general contractors depend a lot on subcontractors to finish projects. But working together also means they share the risks involved. To protect themselves, contractors usually ask subcontractors to add them as "additional insured" on their insurance policies. This may sound straightforward, but there’s often confusion about what it actually means. Simply listing someone … Read more

Holiday Season Agent Playbook: Transforming Risk Prevention into Meaningful Client Interactions

As the holiday season draws near, insurance agents have a unique chance to help homeowners prevent common risks that often lead to costly claims. With colder weather setting in and homes buzzing with decorations and cooking, fire and water damage claims tend to spike. However, many of these problems can be avoided with simple, low-cost … Read more

Insights from Executive Kayla Works

Kayla Works, an underwriter at UNUM, shared her thoughts on the current state of the insurance industry in a recent episode of the Executive Insights series, produced in partnership with the National Association of African Americans in Insurance and Finance (NAAIA). In the interview, Kayla discussed how the economy is shaping the industry, the importance … Read more

Approval granted for $7.4 billion OxyContin opioid settlement

A federal bankruptcy judge has approved Purdue Pharma’s new $7.4 billion plan to settle claims linked to the company’s role in the opioid crisis. This decision could change how large-scale lawsuits and insurance claims are handled in cases like this. The settlement aims to end a legal battle that has lasted six years and is … Read more