Brace for sticker shock: How retailers can guide clients through unbundled business auto coverage

For years, business auto insurance was just one part of larger commercial policies that mainly focused on things like general liability and workers’ compensation. But now, insurers are changing how they handle this coverage. Due to rising losses, many are separating business auto from those bundled packages and moving it into specialty markets instead. This … Read more

Private insurers step in as NFIP expiration leaves homeowners uncertain

The U.S. flood insurance market is facing fresh uncertainty as the National Flood Insurance Program (NFIP) authorization has lapsed amidst the ongoing government shutdown. This pause adds to a familiar pattern of disruptions for the program, which has long depended on Congress for frequent renewals. Brad Turner, vice president and national product manager for flood … Read more

Inszone Acquires Snell-Nelson Insurance Agency in Kansas

Inszone Insurance Services has expanded its reach by acquiring Snell-Nelson Insurance Agency, a well-known firm based in Ashland, Kansas, with operations extending across Kansas and Oklahoma. Snell-Nelson, founded in 1985 by Monica Meininger, has earned a strong reputation over the past 40 years, especially in serving clients involved in farming, ranching, oil and gas, as … Read more

Auto-Owners sued by landlord over $2 million storm underpayment

A Missouri shopping center owner is suing Auto-Owners Insurance in federal court, claiming the insurer severely undervalued a storm damage claim worth more than $2 million. Paddock Equity Investors, which owns the Paddock Hills Shopping Center in Florissant, Missouri, filed the lawsuit on September 29, 2025, in the U.S. District Court for the Eastern District … Read more

Inside Private Equity’s D&O Risk: Why Standard Coverage Falls Short

Private equity ownership brings unique challenges to directors and officers (D&O) insurance that standard policies often fail to address. Experts at Amwins, a leading U.S. insurance wholesaler, explained how the fast-paced, transaction-heavy nature of private equity deals creates risks that require specialized coverage. Corey Turner, vice president at Amwins Brokerage in Atlanta, highlighted that private … Read more

Chhabra Appointed Chief Risk Officer at The Hartford

The Hartford is making a change in its leadership team. Prateek Chhabra will become the new chief risk officer (CRO) starting September 1. He takes over from Robert Paiano, who plans to retire at the end of the year after nearly three decades with the company. Chhabra has been with The Hartford since 2018, serving … Read more

Venbrook Introduces New Habitational Product for California Condos and Townhomes

Venbrook Group has teamed up with DB Insurance to offer a new insurance product aimed at multi-unit residential properties in California. This new coverage focuses on condominium and townhome homeowners associations and marks the first release from Venbrook’s newly formed Specialty Product Group. This product is designed especially for California property owners who have had … Read more