Home Insurance

Homeownership is one of the biggest financial commitments you’ll ever make, so protecting it with the right insurance is a must. With countless providers out there, choosing the best homeowners insurance company can be overwhelming. To help you make an informed decision, we’ve analyzed key factors such as affordability, customer satisfaction, coverage options, and financial … Read more

What is Homeowners Self-Insurance? Homeowners self-insurance is when an individual opts to set aside their own money to cover potential property damage or liability costs instead of purchasing a traditional homeowners insurance policy. Essentially, instead of paying monthly premiums to an insurance company, you become your own insurer—banking on your financial resources to cover any … Read more

Owning a home is an American dream, but protecting it doesn’t come cheap. The average homeowners insurance policy in the U.S. will set you back about $1,915 per year for a $300,000 dwelling coverage, but that’s just a starting point. Your actual rate can fluctuate significantly based on your state, home features, claims history, and … Read more

Home appliances are the unsung heroes of our daily lives—until they break down. That’s where home appliance insurance (also known as an appliance home warranty) comes in. Whether it’s a refrigerator on the fritz or a dishwasher that suddenly decides to take early retirement, a good home warranty plan can save you from hefty repair … Read more

Your home is likely your most valuable asset, but if it’s considered “high-risk,” finding insurance can feel like trying to insure a house of cards in a windstorm. Whether it’s due to its location, age, or your claims history, being labeled high-risk doesn’t mean you’re out of luck. In fact, some insurance companies specialize in … Read more

If you’re in the process of buying a home, you’ve probably come across the terms “homeowners insurance” and “hazard insurance.” They may sound like two separate policies, but here’s the kicker—hazard insurance is actually part of your homeowners insurance policy. Confused? Don’t worry; you’re not alone. Let’s break it down and make sense of what … Read more

Finding the best home insurance in Maryland can feel like searching for a needle in a haystack—except the haystack is made of fine print, coverage options, and deductibles. But don’t worry, we’ve done the heavy lifting for you. In this guide, we break down the top home insurance providers in Maryland for 2025, based on … Read more

Buying a home is a milestone, and securing the right homeowners insurance is a critical step in protecting your investment. One aspect of this process that can catch homeowners off guard is the home insurance inspection. This evaluation allows insurers to assess the replacement cost of your property and determine your risk profile. Understanding what … Read more