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The insurance industry is facing a stubborn problem: even as premiums rise due to inflation and repricing, the protection gap—the difference between the insurance people need and what they actually have—is not shrinking. In fact, at times it seems to be getting bigger. This topic was front and center at the Insurtech Insights Europe 2026 … Read more

Florida is making moves to tighten who can get coverage from Citizens Property Insurance Corporation, the state-backed insurer that steps in when others won’t. This change could push many commercial property owners back to private insurance companies, shaking up how these risks are handled in the state. Sean Lorey, vice president and property broker at … Read more

Trade tensions and new manufacturing investments are starting to change how goods move across North America. This shift could have a big impact on marine insurance, as more cargo may travel by rail and truck rather than by ship in the coming years. Mike Nukk, head of marine at global specialty MGA Rokstone, shared how … Read more

In Texas, water worries are affecting communities from east to west. People in Longview often buy bottled water because old, damaged pipes lead to frequent boil-water notices. Farther west, near Lubbock, farmers fear their groundwater wells might run dry. In North Texas, leaders and business owners are scrambling to find new water sources as the … Read more

Target Corp. has begun selling hemp-derived THC drinks in a few of its Minnesota stores. This marks a notable step as THC beverages have mostly been absent from major retail chains until now. The company is offering these drinks in Target’s liquor stores, which are part of the main store but have a separate entrance. … Read more

W.R. Berkley Corp., a commercial insurer based in Greenwich, Connecticut, reported a strong boost in its third-quarter net income for 2025, reaching about $511 million. This marks nearly a 40% increase compared to roughly $365.6 million in the same quarter last year. The company also saw a significant turnaround in its investment results, earning nearly … Read more

US mid-sized businesses are stepping into 2026 with a mix of optimism and caution. A recent survey by Nationwide reveals that while 76% of these companies feel good about their own future, only 59% have the same confidence in the overall US economy. This shows that these businesses trust their own plans but remain watchful … Read more

Technology is speeding up the way insurance agencies work, and artificial intelligence (AI) is leading the charge. Experts say AI will change the independent agency system faster and more drastically than any previous technology. Ryan Hanley, president of Linqura AI and founder of Finding Peak, believes the future of AI in insurance has no limits. … Read more

Insurance agencies often face common accounting pitfalls that can lead to serious problems if left unchecked. A recent overview highlights five key mistakes that agencies should avoid to keep their finances clear and compliant. One major issue is treating all income as commissions. This can blur the real sources of revenue and make financial analysis … Read more

Renaissance, a Chicago-based agency network, has expanded its footprint by acquiring the agency network business of Insurance Services of the West LLC, known as Insurance Agency Network (IAN), in Washington. IAN is made up of more than 70 members and represents around $400 million in premium. This latest acquisition marks the fifth agency network that … Read more