The 2025 Atlantic hurricane season is shaping up to be more intense than usual, with forecasts predicting 17 named storms, nine hurricanes, and four major hurricanes. This information comes from Colorado State University (CSU) in collaboration with the Insurance Information Institute (Triple-I).
Phil Klotzbach, a senior research scientist at CSU and a non-resident scholar at Triple-I, points to warmer Atlantic waters and the likelihood of neutral or weak La Niña conditions as significant factors contributing to this busy season. Typically, the Atlantic hurricane season averages 14 named storms, seven hurricanes, and three major hurricanes, making this year’s forecast notably higher.
Sean Kevelighan, the CEO of Triple-I, emphasizes the importance of reviewing insurance policies now. He advises homeowners and business owners to ensure they have the right coverage to protect against storm damage. The previous season in 2024 saw 18 named storms and 11 hurricanes, with five reaching major hurricane status. Hurricanes Debby, Helene, and Milton made significant landfalls in Florida, with Helene causing extensive damage across several southeastern states.
Triple-I warns that the impact of hurricanes can extend far beyond their landfall. They recommend that residents secure adequate wind and flood insurance, as standard homeowners or business policies do not cover flood damage. Additionally, making physical improvements to homes, such as installing roof tie-downs, storm shutters, and wind-rated garage doors, can enhance safety.
CSU’s updated forecast also includes landfall probabilities, indicating a 51% chance for the entire U.S. coastline—up from the historical average of 43%. The East Coast, including Florida, has a 26% chance, while the Gulf Coast stands at 33%. The Caribbean is projected to have a 56% chance of landfall, compared to a historical average of 47%.
As the season approaches, Triple-I urges residents in hurricane-prone areas to prepare early. This includes developing emergency plans, documenting property, and assembling disaster supply kits. Being proactive can make a significant difference in ensuring safety and minimizing damage during the storm season.